Scott Simmonds, CPCU, ARM, CMC

Expert Insurance Help, Risk Analysis, and Mitigation
www.ScottSimmonds.com

May, 2008
Issue #96 - Since 2000


Blog Posts

Check out some of the insurance hints and tips I've blogged about over the past few weeks:

After the Fire... - Debris Removal

Risky Biz - Nonprofit Board Service - D&O Insurance

Extra Extra Liability Protection - Umbrella Liability

Monogamy - Having More Than One Agent

Insurers Go Belly Up - Insolvency

Business Liability Insurance Overview - The General Liability Policy

Insurance Terms-Earned Premium - What Does It Mean?

Have The Will To Have A Will - Get a Will

What The Best Do - Business Insurance Best Practices

When You Are Liable For Libel, Are You Covered? - Personal Coverage for Libel

Insurance Terms-Collision Insurance - What Does It Mean?

Keeping Secrets From Your Insurance Agent - Your Relationship With Your Agent

For access to the whole blog go to www.InsuranceBuzzer.com.

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Insurance Marketplace - To Bid or Not to Bid

Over the past 6 months, I have written often on the competitive market that is now insurance. If you have not bid your insurance for a few years, now is the time. In most cases, not bidding your insurance now will result in higher premiums and coverage that is not as broad as it could be.

My booklet, "How to Bid Your Insurance," is now available for sale, or download it here for free.


Life In Maine and Other Stuff

Humming birds are back. The robins were sitting on their nest until the neighbor's cat ate the eggs. (Yes, I caught her doing it and yes, she is miraculously still alive.)

This past month my comments and information have appeared in ten different magazines, newsletters, and newspapers. Yesterday one of the local TV stations did a piece on my work and ideas on saving premium dollars. My wife asked me for an autograph.

I was in New York a few weeks ago giving a speech to a trade group. I was able to meet with several clients while in the city. The weather was beautiful. I spent some time walking around and I got to take in James Earl Jones in "Cat on a Hot Tin Roof." JEJ is bigger than life from fifth row center section!

Met up with some other consultants in Boston last week to swap ideas and information. We have formed a chapter of the Society for Advancement in Consulting. It's the only consulting group I am aware of that has stringent membership requirements for full members - time in business, letter from clients, ethics test, proof of project success. I enjoy the higher level conversations that come out of the members.

Congratulations to me! May marks the eighth year since I started my consulting practice. Thanks to my great clients for their support. It has been a great ride so far. I look forward to many more years providing even greater value.

 


Do You Have the Right Insurance?

Contact me to discuss an unbiased review of your insurance program. Do you have the right coverage? Can your policies be fine-tuned to improve the protection? Can changes be made to ease the administrative burden insurance causes? Are you getting the service you should from your broker? I can help. Remember, I don't sell insurance so I'm unbiased.

 

Need a Speaker?

I'm pleased to speak to trade, business, or service associations about insurance topics. See my speaker's page.

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Scott Simmonds, CPCU, ARM, CMC
Insurance Consulting
Phone 207-284-0085
Fax 802-992-4027
Scott@ScottSimmonds.com
www.ScottSimmonds.com

See My Insurance Blog - www.InsuranceBuzzer.com


Comments regarding insurance policies or products in this newsletter do not constitute an endorsement. I accept no fees of any kind from any company mentioned in this newsletter.

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